Travel Insurance

Travel Accident Insurance

You are entitled to Travel Accident Insurance coverage when you fully pay travel fare and ticket(s) to a fully licensed passenger carrying aircraft on scheduled flight, scheduled train, scheduled ship or public transportations (excludes commuter transport including but not limited to BTS, MRT, Ferries, Express Boat, etc.) by charging Standard Chartered VISA Platinum Elite Card, MasterCard Platinum, Visa Business Card, Titanium Card and Visa/Master Gold Card for any overseas or domestic trips, provided that you activate call at least 2 hours before departure time through Standard Chartered Phone Banking, Tel.1595 with the required information i.e. departure/arrival, date & time, destination, flight number, details of public transportations etc. (Please keep the receipt of ticket(s) as evidence in case of claim).

- For overseas trips, activation is required for the first trip only. Next trips will be automatically covered.
- For domestic trips, call for cover for each and every trip.

You are entitled to Travel Accident & Travel Inconvenience Insurance coverage whilst traveling including protection against flight delay, delayed or loss baggage without further charges. The insurance covers the cardholder, legitimate spouse and dependent children* where the entire fare for the ticket(s) is fully charged to your Standard Chartered VISA Platinum Elite Card, MasterCard Platinum, Visa Business Card, Titanium Card and Visa/Master Gold Card.

Protection against Travel accident

You are entitled to Travel Accident & Travel Inconvenience Insurance coverage whilst travel on scheduled flight, scheduled trains, scheduled ships or public transportations with the maximum sum insured up to THB 30 million per person for Standard Chartered VISA Platinum Elite Card, up to THB. 10 million per person for Standard Chartered MasterCard Platinum and Visa Business Card and up to THB 5 million per person for Standard Chartered Titanium and Visa/MasterCard Gold without further charges. The insurance covers cardholders, legitimate spouses, and dependent children* where the entire fare for the ticket(s) is fully charged through your Standard Chartered VISA Platinum Elite Card, MasterCard Platinum, Visa Business Card, Titanium Card and Visa/Master Gold Card.

Protection against Flight Delay

In case of delay from the original flight which causes you to miss the connecting flight and you are unable to continue your journey by any other ways within 6 hours from the original arrival time of the flight which you travel on, you, your spouse and children* shall be inclusively reimbursed up to THB 100,000 per person for Standard Chartered VISA Platinum Elite Card, up to THB. 50,000 per person for Standard Chartered , MasterCard Platinum and Visa Business Card and up to THB 30,000 per person for Standard Chartered Titanium and Visa/MasterCard Gold for the expenses of hotel accommodation, food and beverage paid by you by charging Standard Chartered VISA Platinum Elite Card, MasterCard Platinum, Visa Business Card, Titanium Card and Visa/Master Gold Card. Please see more details in the table below.

Protection against Delayed Baggage

In case baggage is not delivered to you within 6 hours after the time which you arrive at the destination of the scheduled flight, you, your spouse and children* shall be inclusively reimbursed up to THB 100,000 per person for Standard Chartered VISA Platinum Elite Card, up to THB. 50,000 per person for Standard Chartered MasterCard Platinum and Visa Business Card and up to THB 30,000 per person for Standard Chartered Titanium and Visa/MasterCard Gold for the necessary expenses for clothing paid by you by charging Standard Chartered VISA Platinum Elite Card, MasterCard Platinum, Visa Business Card, Titanium Card and Visa/Master Gold Card. Please see more details in the table below.

Protection against Loss of Baggage

In case baggage is not delivered to you within 24 hours after the time which you arrive at the destination of the scheduled flight and you acquire evidence report from the service provider, you, your spouse and children shall be inclusively reimbursed up to THB 100,000 per person for Standard Chartered VISA Platinum Elite Card, up to THB. 50,000 per person for Standard Chartered MasterCard Platinum and Visa Business Card and up to THB 30,000 per person for Standard Chartered Titanium and Visa/MasterCard Gold for the necessary expenses for clothing paid by you by charging Standard Chartered VISA Platinum Elite Card, MasterCard Platinum, Visa Business Card, Titanium Card, and Visa/Master Gold Card. Hence, the expense must be incurred within 4 days starting from the arrival at the final destination. Please see more details in the table below.

Claims Process

In the event of claim, or of any event likely to give rise to a claim under this policy, the evidence of claim (e.g. death certificate, original receipt, police certificate, proofs of loss/ delayed baggage etc.) must be given to the Insurance Company no later than 30 days after the loss or damage occurrence at the following address: MSIG Insurance (Thailand) Co., Ltd. 8th Floor, Personal Accident and Healthcare Claim Department, 1908 New Petchburi Road, Bangkapi, Huay Kwang, Bangkok 10310

Protection Plan

Coverage	Protection for	Platinum Elite Card	Mastercard Platinum & Business Card	Titanium & Gold Card
Coverage		Sum Insured (THB.)	Sum Insured (THB.)	Sum Insured (THB.)
Loss of Life, Dismemberment and Total Permanent Disability	Card holder Spouse Dependent* Maximum	30,000,000 30,000,000 3,000,000 Not indicated	10,000,00 10,000,000 1,000,000 Not indicated	5,000,000 5,000,000 500,000 Not indicated
Flight Delay	Card holder Spouse Dependent* Maximum	100,000 100,000 100,000 Not indicated	50,000 50,000 50,000 Not indicated	30,000 30,000 30,000 Not indicated
**Baggage Delay	Card holder Spouse Dependent* Maximum	100,000 100,000 100,000 Not indicated	50,000 50,000 50,000 Not indicated	30,000 30,000 30,000 Not indicated
**Loss of Baggage	Card holder Spouse Dependent* Maximum	100,000 100,000 100,000 Not indicated	50,000 50,000 50,000 Not indicated	30,000 30,000 30,000 Not indicated

* Dependent child mean dependent child, between the age of 3 months to 23 years old who is not married or have fixed income.
**Cannot claim under both baggage delay and baggage lost (if any) for the same event

The Insurance for any one Insured, who is entitled under this Policy, shall be terminated immediately upon:

The expiry date or the period specified in the main policy, or
Standard Chartered VISA Platinum Elite Card, MasterCard Platinum, Visa Business Card, Titanium Card and Visa/Master Card is cancelled or terminated.
Within 2 hours upon arrival to Thailand (for overseas trip).
Upon return to cardholder’s usual resident (for domestic and overseas trip). Which ever occurs first.

Disclaimer :

This information is descriptive and is part of the Master Policy, for more information; please contact MSIG Insurance (Thailand) Co., Ltd. Tel. (+66) 02-788-8222 or 02-788-8235 Bancassurance & Affinity Marketing Department.

Should you need more information please contact Standard Chartered Phone Banking Tel.1595