Standard Chartered Classic Card

Share the Privileges of Standard Chartered Classic Card

Increase Spending Power
Standard Chartered Classic Credit Card gives you a flexible line of credit up to 3 times your monthly income but no more than Baht 200,000 to facilitate your spending.

Instant Cash Withdraw 24 Hours a Day
You will have access to emergency cash advance 24 hours a day. You may withdraw cash advance at Visa and Plus ATMs as well as MasterCard ATMs worldwide. You are able to withdraw up to Baht 30,000 daily (depending on the availability of credit line) but not over 50% of your credit limit.

*If your membership is more than 1 year, you can withdraw cash advances between 10-100% of your credit limit (subjected to your credit history and the availability of credit line).

Repayment Flexibility
Card members can choose to pay in full, or just 10% of the total month’s outstanding balance indicated in the monthly statement of account or a minimum of Baht 500 whichever is higher.

55 Days Interest Free Credit
Standard Chartered Classic Credit Card gives you extra help in managing your cash flow. Card members have the opportunity to take advantage of up to 55 days of interest free credit from the date of your last monthly statement.

The Only Card that Gives Back
Every Baht 25 spent will earn 1 Standard Chartered Point.

Earn Standard Chartered Points every time you use your Standard Chartered Classic Card.

Points accumulated can be used to:

Receive cash back credited to your balance. (10 Points = 1 Baht)
Redeem vouchers and products under the Smart Rewards Program.
Redeem airline ticket from the world’s leading airlines with 3 days service guarantee.

Every Baht 25 spent will earn 1 Standard Chartered Point.

Standard Chartered Points are valid as long as you are a Standard Chartered Classic Card member.
Purchases credited to your account will receive Standard Chartered Points.
Minimum Standard Chartered Points to redeem cash back is 2,000 points.
Within 1 billing cycle, Standard Chartered Points cannot exceed your credit line assigned by Standard Chartered Bank including Standard Chartered Points received from sales promotion.
Airline ticket redemption is restricted to primary cardholders, supplementary cardholders, and immediate family members with the same surname.
The redemption of Standard Chartered Points is reserved for card members who do not hold any overdue amount and maintain their memberships. In case you wish to terminate your membership, you must redeem your Standard Chartered Point prior to termination.

Easy and Convenient Payment
As an added convenience, you can make payment by either cash or cheque at any branches of Standard Chartered Bank (Thai), Siam Commercial Bank, Bank of Ayudhya or cash only at United Overseas Bank (Thai), Government Housing Bank, Siam City Bank, Bank of Agriculture and Thai Military Bank nationwide during office hours.

	In addition, payment by cash at Counter Service shops
	Just Pay,
	post offices with Pay at Post
	AIS/Telewiz with Pay station.

Convenience and Security at All Time
Over 30 million establishments displaying the Visa

/MasterCard

sign around the world accept the Standard Chartered Visa/MasterCard. The Card is recognised worldwide and you can always expect a very warm welcome wherever you use the Card.

Phone Banking 24-hour Service
You can enjoy all the convenience of Standard Chartered Phone Banking Service free of charge by just picking up the phone and taking advantage of a whole range of banking services call 1595.

Temporary Credit Limit Increase
For those occasions when you need to spend more than usual e.g. on traveling or medical expenses, Standard Chartered Visa/MasterCard Card members may request a temporary increase in their card spending limit. Just call our Phone Banking, 24-hour service.

Special Discount on AVIS Car Rental
With The AVIS Discount Programme, you can take advantage of a preferential 40% discount rate offer on personal and business AVIS car rentals – a unique privilege extended exclusively to Standard Chartered Visa/MasterCard Classic Cardmembers.

EasyPay
Enjoy your purchase through our installment plan of up to 36 months for anything and anywhere free of additional frees or charges. Simply call 1595 at least 3 days before your payment due date to request for the EasyPay program. Select an installment period up to 10 months for any or all of your retail spending of at least Baht 4,000.

Zero Annual Fee
No annual fee for life as long as you use Baht 4,000 per month (or Bath 48,000 per year)

International Emergency Assistance Service
With access to a wide range of emergency assistance services provided by the Visa Emergency Assistance Centre (VEAC), and MasterCard Global Service Centre, 24 hours a day, help is just as phone call away. These services include emergency card replacement, medical emergency and legal assistance so you can travel with complete confidence and security.

Limited Liability
You do not have to worry when your card is lost/stolen because your liability is limited only to charges within 5 minutes of reporting the loss/stolen card.

For additional information, please contact our Phone Banking Service 24 hours at Tel. 1595.